Best Credit Card Offers: Targeted credit card offers that meet your needs

Not everyone has pristine credit and is able to access the lowest APR or low/no fee credit card offers. But, P2P-Loans has done some serious digging for our Poor and No Credit members. We've selected 3 options that we think are good ones for folks with Poor or No Credit. Keep in mind that THE SINGLE MOST IMPORTANT THING a Poor/No Credit member can do is rebuild your credit. Thus, 100% of the offers we've presented below offer credit reporting services (it's silly to recommend a credit card without this feature). As always, if you don't like these options, use our SEARCH feature to customize your credit card offers.

The first option is the Orchard Bank Classic Mastercard (APPLY NOW). This is a good credit card if you have limited or "average" credit. This card if offering 0% APR for 6 months, but it does have an application fee (one of the things we like least about this card) and it also has an annual fee. Not all poor credit folks will qualify, so pease keep that in mind before applying for this card.

The second credit card we are featuring is the Eufora Preferred Credit Builder Prepaid Mastercard (APPLY NOW). This is a prepaid card, but it reports to the credit agencies if you pay the extra fee (this stinks, but it's the price of having poor credit). Fees are an absolute with prepaid credit cards, but the fees on this option are much more reasonable than most and there is 100% approval. You can also win rewards for referring your friends and family to this program.

The final option we are featuring is a typical credit card (not prepaid), but it carries some pretty heavy fees and will offer a limited credit balance (APPLY NOW). The fees are high and include a $200 processing fee (ouch), a $50 per year annual fee and a $12 per month maintenance fee ($394 in total fees for the first year), but this card does report to all 3 credit agencies (very important for rebuilding your credit).